少し借りては少し返すと借入を繰り返しているうちに利息が増えてしまい、思っているよりも借金が増えてしまったケースです。

電話相談可能 初回の面談相談無料 休日の相談可能 何度でも相談無料 分割払い可能

長崎県長崎市銅座町４－１りそな長崎ビル５Ｆ 定休日： ー 対応地域： 全国 

また、任意整理で借金を減額できるのは基本的には将来利息の部分だけなので、大幅な減額は期待できません。

過払い金請求は、カードローンやキャッシングを利用した際、利息制限法を無視した「グレーゾーン金利」の影響で多く払いすぎていた金利分を、消費者金融に対して返還請求をすることです。

元夫との借金トラブルがあり、自分が知らない借金が返済されておらず、ブラックリストに載っています。

【借金の減額・免除で再スタート！】最短で催促ストップ◆家族や職場にバレにくい解決◆複数社から借り入れ、返済が苦しい等、当事務所へご相談ください【親身に対応◎】【秘密厳守】※個人間の金銭貸し借り・借金以外の一般法律相談に関する問い合わせは受け付けておりません。

クレジットカードを任意整理するときの注意点も解説するので、ぜひ参考にしてみてください。 コラム全文はこちら

東京都豊島区東池袋３－１－１サンシャイン６０ 定休日： ー 対応地域： 東京の債務整理 全国 

【全国相談可能｜借金を減らしたいなら】サンク総合法律事務所 営業時間外

浪費があったことや収支状況から、再就職の目途がたってから個人再生の手続きを進める予定だったが、なかなか再就職ができず自営業を開始していた。詳しくは、下記リンクの事例紹介ページをご参照ください。

そのため、自動車で事務所に訪問したいという場合は、駐車場を探さなければならないという問題が考えられます。

申立てをするときには費用の積立は終わっていると思いますが、費用の支払いが終わっても履行テストとしてそのまま積立は続きます。個人再生は返済の見込みがある人に許可されます。返済が可能であることを証明するため、費用の支払いが終わっても積立は続けます。

個人再生ではたくさんの書類を裁判所に提出しなければなりません。弁護士や司法書士などに依頼すれば大部分は任せられますが、それでも自分で作ったり集め…

免責審尋とは、裁判所が本人と面接をして、免責（借金を帳消しにすること）するかどうかを判断する期日です。

また、再生手続開始決定は官報に載ります。個人再生の開始決定があったこと・名前・住所などが書かれます。

本サイトに掲載されているコンテンツの著作権は、ベリーベストグループに帰属します。無断利用・転載を発見した場合は、法的措置を取らせていただくことがあります。

最寄駅：全国対応しております。 定休日： 無休 対応地域： 自己破産 全国対応 

裁判所に書類を提出して個人再生を申立てます。裁判所で書類が審査され、追加の説明や書類を求められることもあります。

任意整理では裁判所の手続きを利用しないため、必要書類は特にありません。以下に掲げるのは、弁護士との委任契約に必要なものや、弁護士がスムーズに手続きを進めるために役立つものです。 身分証明書（運転免許証・保険証・パスポートなど）

こうした金銭的な負担を軽減するため、自己破産の事案で、複雑でない場合「少額管財事件」という運用が取られています。

債務者の人生に大きな影響を与えるため、専門家選びはとても重要となります。

【当日・夜間・休日いつでも相談可／安心の分割払い／秘密厳守】住宅ローンの支払いが苦しい…／自宅を手放したくない等、一緒に解決しましょう！相談件数１万件以上の当事務所がフルサポート【全国・出張対応】

また、実際に依頼を検討している法律事務所で法律相談を受けてみると良いでしょう。

任意整理には以上のようなメリットがあり、生活再建に向けてスタートが切れます。

下表は、これらの士業が、債務整理等の業務（自己破産、個人再生、任意整理、過払い金請求、裁判対応）に十分に対応できるかどうかをまとめたものです。

任意整理のメリットを踏まえ、ご自身の借金問題や生活にどんな影響をもたらすのか検討されてみてください。

自動車を数台乗り換えていたことから、破産よりも再生で手続をしようとなりました。詳しくは、下記リンクの事例紹介ページをご参照ください。

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